I've been asked about this many times now...
So for the record, I'm going to put this on my blog - least I forget.
Mine's pretty simple, only 3 basic guidelines :
- Drink less alcohol (try to keep it to only once a week)
- Do more exercise (more than twice a week ~ 1 hr per session)
- Spend less money (must not use more than 50% of monthly earnings)
Yeh... and pigs can fly......